Esg Risks & Ria Manager - Scf Hq

ESG Risks & RIA Manager - SCF HQ

Country: Spain

WHAT YOU WILL BE DOING

SCF HQ Risk Area, EWRM department, is looking for a manager for ESG Risks & Risk Identification and Assessment, based in our Boadilla del Monte (Madrid) office.

WHY YOU SHOULD CONSIDER THIS OPPORTUNITY

Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products.

Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability. Our mission is to contribute to help more people and business prosper. We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

WHAT YOU WILL BE DOING

As a Manager , you will be responsible at SCF for ESG Risks as a second line of defence and will collaborate with the other lines and with Group areas. Besides, you will identify the main risks the entity is or might be exposed to , and assess the entity’s risk profile for the different risk types and as a whole. This includes performing these processes for the SCF Group and the Western Hub , and coordinating these exercises for the local units and joint ventures within the SCF footprint.

We need someone like you to help us in different fronts:

• ESG Risks :

• Define the ESG Risk Strategy and coordinate ESG Risk related initiatives across different risk factors.

• Monitor and report on the evolution of ESG risks through KRIs and Risk Appetite metrics.

• Periodically review the ESG Risks Materiality Assessment.

• Perform a 2LoD oversight of all Green Finance initiatives.

• Collaborate in regulatory disclosure requirements such as Pillar III ESG, Short Term Exercise, Net Zero Banking Alliance, etc., by challenging the assumptions and results.

• Risk Identification and Assessment :

• Top Risks: process for the early identification of potential threats to the profitability, solvency or strategic objectives of the entity.

• Risk Map: process to evaluate the materiality of the different risk types for the entity.

• Risk Profile Assessment: process to provide with a holistic, systematic, objective and comparable representation at a given point-in-time of the entity’s risk profile, using a corporate methodology.

EXPERIENCE

• 8+ years in risk-related areas.

EDUCATION

• Bachelor’s in Economics, Business Administration, Engineering or other technical careers.

SKILLS & KNOWLEDGE

• Languages: very fluent in English to be able to nuance requests (necessary). Valuable: French, German.
• Knowledge of the different risk types, both financial and non-financial. Must have prior knowledge or an eagerness to learn about EGS Risks.
• Soft skills: teamwork, communication, forward-looking mindset, comprehensive view, problem-solving, leadership.
• Office tools (Excel, Power Point, etc.).

OTHER INFORMATION

• Travel occasionally.

Ensure effective control and management of Enterprise Wide Risk in accordance with the level of risk appetite defined by the Group's senior management and units at a experienced level.

Idiomas :

• Spanish